Short-Term Disability Insurance

Let's discuss offering Short-Term Disability Group Insurance

Short-term disability insurance is very important to protect your loved ones and is an ancillary employee group benefits offering designed to pay a percentage of an employee's salary for a specified amount of time, if they cannot perform the duties of their job due to an injury or illness covered by the disability plan.

Coverage usually starts anywhere from 1-14 days when a qualifying event happens to an employee who is covered by the insurance and now unable to work.

Short-Term Disability Group Insurance

  • 50%-70% Percent of weekly employee salary

  • 10 to 26 weeks duration, depending on the coverage

  • There is a maximum amount of time on the coverage

  • Disability insurance requirements do vary per state, it is important to work with a licensed insurance broker to give you advice on your group short-term disability insurance benefits.