Short-term disability insurance is very important to protect your loved ones and is an ancillary employee group benefits offering designed to pay a percentage of an employee's salary for a specified amount of time, if they cannot perform the duties of their job due to an injury or illness covered by the disability plan.
Coverage usually starts anywhere from 1-14 days when a qualifying event happens to an employee who is covered by the insurance and now unable to work.
50%-70% Percent of weekly employee salary
10 to 26 weeks duration, depending on the coverage
There is a maximum amount of time on the coverage
Disability insurance requirements do vary per state, it is important to work with a licensed insurance broker to give you advice on your group short-term disability insurance benefits.