Glover Park Wealth works with clients on an individual basis to build out a portfolio to meet the long-term financial goals and aspirations of our clients.

We invest assets in taxable brokerage accounts, Roth IRA’s, IRAs, and SEP IRA’s.  We also consult with Retirement plans:  401(k), 403(b), Cash Balance Plans, Defined Benefit Plans

Our portfolios are typically built using low-cost Exchange Trade Funds (ETF’s) in each investment category that we are allocating capital.

ETFs are typically the most tax-efficient investment asset class in a taxable portfolio, we also do year-end tax harvesting and planning for taxable clients.

Depending on the client situation, we will also use:  Individual Equities, Fixed Income, US Treasury Bills & Notes and Options

Glover Park Wealth makes recommendations and changes to your asset allocation based on the current market conditions which include several factors such as:

Interest Rates, Monetary Policy (Federal Reserve), Price-to-Earnings Ratios (PE), Commodity Prices, Inflation and Taxes.

We manage your portfolio and make investment decisions on which assets to buy and sell to manage risk tax efficiently in the client’s portfolio in accordance with the client’s risk tolerance questionnaire.

Making updates to the portfolio if the clients long term investment strategy has changed due to life events, tax planning or risk management updates

In addition to prioritizing ETFs for their tax efficiency in taxable portfolios, our investment strategy is tailored to each client's unique situation, potentially incorporating individual equities, fixed income securities, US Treasury Bills & Notes, and options. This diversified approach ensures that client portfolios are well-positioned to meet their long-term financial objectives.

Our portfolio management process is dynamic, taking into account current market conditions influenced by factors such as interest rates, monetary policy, price-to-earnings ratios, commodity prices, inflation, and taxes. We make informed decisions on asset allocation and buying or selling assets to manage risk and ensure tax efficiency, always aligned with the client’s risk tolerance and any changes in their long-term investment strategy.

Changes in asset allocation are prompted by shifts in market conditions, life events, tax planning needs, or updates in risk management strategies. We remain vigilant in monitoring portfolios, ensuring that each investment decision supports the client’s evolving long-term financial goals and adheres to their risk profile. Our proactive approach allows us to adjust strategies as necessary to navigate the financial landscape effectively.